Water Views
Address
64 Banfill Street, Santa Rosa Beach, FL
Price
$ 3,440,000
Property Attributes
  • MLS#992659
  • TypeSingle Family
  • Listing Status Active
  • CountyWalton
  • CitySanta Rosa Beach
  • Area30A West
  • NeighborhoodGRAYTON BEACH
  • Zip32459
  • StyleFlorida Cottage
  • Year Built1970
  • Price$ 3,440,000
  • Bedrooms6
  • Full Bathrooms5
  • Half Bathrooms1
  • Sqr Footage3470
  • Lot Size0.16 Acres
Data Source:
Emerald Coast MLS (ECAR)
Property Description

A Grayton Beach rarity: Western Lake views, a private guest cottage, a resort-style pool, and projected rental income of up to $373,000 annually, combine to create a property as versatile as it is unforgettable. Timeless Grayton Beach character meets thoughtful modern renovation in this rare fully-furnished, dual-residence offering just steps from Western Lake, the shoreline, and the heart of one of 30A's most storied beach villages. Originally built in 1970 and extensively reimagined, the property pairs a gracious main home with a fully detached private cottage, creating flexibility for hosting, multigenerational living, or income potential without sacrificing privacy or charm. The main residence spans approximately 2,910 square feet with five bedrooms and four-and-a-half baths across three levels. Recent updates include a fully redesigned kitchen, renovated bathrooms, fresh interior paint, new flooring, updated wiring and plumbing, two HVAC systems, new appliances, and a new roof. From the inviting front porch, morning coffee is enjoyed with tranquil views toward Western Lake. Inside, the first floor opens to a generous living and dining area that flows seamlessly into the kitchen, which offers ample space for an island and connects to a comfortable sitting or game room. A mudroom off the kitchen adds a half bath, a full-sized laundry, and direct access to the side yard for grilling. Two first-floor bedrooms feature updated ensuite baths, while a rear hallway leads directly to the backyard. Upstairs, the second level offers two additional bedrooms and two full baths. The third floor serves as a flexible retreat or bedroom, highlighted by a striking wood A-frame ceiling with access to the large balcony. The detached cottage provides approximately 560 square feet with one bedroom, one full bath, a family room, a full kitchen, a laundry room, an outdoor shower, and a separate entrance. With a new roof and alley access, the cottage allows easy movement to the beach, lake, and dining while remaining discreetly set apart from the main home. Outdoor living is equally compelling, with a spacious backyard ready for relaxed afternoons, a newly added private pool, curated hardscape, and lush landscaping. After a day on the water, rinse off at the outdoor shower or unwind in one of several private seating areas. Parking is generous with a paver driveway, additional front parking, and two rear spaces for a total of seven. Accessibility has been carefully considered with a ramp on the north side and a fully accessible first floor, including the primary bath. Both residences may be rented separately or together, offering exceptional versatility. Positioned moments from Western Lake, two beach accesses, and iconic spots like The Red Bar, Chiringo, and AJ's Grayton Beach, this is a rare opportunity to own a true Grayton Beach classic where coastal history, modern updates, and an unbeatable walkable setting come together with ease.

Elementary School Middle School High School
Dune Lakes Elementary School Emerald Coast Middle School South Walton High School
Price History
5/20/2026 Listed $3,490,000
7/21/2026 1$3,440,000

General Features

Utilities Public Water,TV Cable
Zoning Resid Single Family
Property Subtype Detached Single Family
Community Features Dock,Fishing,Pets Allowed,TV Cable
County Walton
Property Type Residential
Subdivision Name GRAYTON BEACH
Status Active
Directions Heading south on 283 toward 30A, go straight at light. Pass AJ's on the left and continue to turn left on Lydia, then at the curve turn right on Banfill. Home is on the right.
High School South Walton
City Santa Rosa Beach
MLS Area 17 - 30A West
Lot Size Units Acres
Lot Size Square Feet 6969.6
Elementary School Dune Lakes
Middle/Junior High School Emerald Coast
MLS Area Minor 1705 - SRB South of 30A
Standard Status Active
Sewer Public Sewer
View Lake
Heating Central
Cooling Ceiling Fans,Central Air
Patio/Porch Features Porch,Porch Open
Architectural Style Florida Cottage
Construction Materials Siding CmntFbrHrdBrd,Siding Wood
Year Built 1970
Stories Count 3
New Construction false
Total Rooms 8
Carport Y/N false
Property Condition Construction Complete
Pool Features Pool - In-Ground,Pool Type
Virtual Tour https://bcove.video/4qAdylV

Interior Features

Total Baths 6
Interior Amenities Ceiling Raised,Lighting Recessed,Owner's Closet,Pantry
Air Conditioning Y/N true
Heating Y/N true
Furnished Y/N Furnished - All

Exterior Features

Lot Size Area 0.16
Lot Dimensions 50 x 140
Lot Size Acres 0.16
Road Surface Type Paved
Road Frontage Type County Road
Exterior Amenities Fenced Back Yard,Shower
Fencing Fenced Lot-Part
Building Area Total 3470
Total Parking 7

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 32459

Price
AVG $1.1M
$3.44M
Year Built
AVG 2013
1970

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