Waterfront
Address
109 Bermuda Way, Niceville, FL
Price
$ 665,000
Property Attributes
  • MLS#1006515
  • TypeSingle Family
  • Listing Status Active
  • CountyOkaloosa
  • CityNiceville
  • AreaNiceville
  • NeighborhoodBLUEWATER BAY VILLAGE 1A
  • Zip32578
  • StyleCraftsman Style
  • Year Built1987
  • Taxes$ 4259
  • Price$ 665,000
  • Bedrooms4
  • Full Bathrooms2
  • Half Bathrooms1
  • Sqr Footage2145
  • Lot Size0.39 Acres
Data Source:
Emerald Coast MLS (ECAR)
Property Description

Stunning Lakefront Retreat with Custom Woodwork & Westerly Sunsets -- 109 Bermuda Way, Niceville, FL Fall in love at first sight! This extraordinary lakefront home delivers a rare mix of natural beauty and master craftsmanship you won't find elsewhere in Niceville. Step inside and custom woodwork wraps every corner -- rich hardwood floors flow beneath hand-finished wood ceilings, custom millwork, and artisan trim that turns every room into a showcase of timeless craftsmanship. The real magic happens at golden hour. Positioned directly on the lake with unobstructed westerly views, this home is made for sunset lovers. Unwind on the back porch as the sky ignites over the water -- every evening becomes an event. Why You'll Love It: 🌅 Lakefront Living - Direct lake access with sweeping westerly sunset views 🪵 Custom Woodwork Throughout - Wood-beamed ceilings, hardwood floors, handcrafted millwork ✨ One-of-a-Kind Character - Built with intention and artistry, not cookie-cutter finishes 🏡 Prime Niceville Location - Close to Eglin AFB, top schools, shopping, and dining 🌊 Outdoor Living - Waterfront views from your own backyard oasis This is more than a house -- it's a daily escape. Lakefront homes with this level of craftsmanship rarely hit the Niceville market. Once you feel the warmth of these wood-finished interiors paired with unforgettable sunsets, you'll understand why. Schedule your private showing today before this rare gem is gone!

Elementary School Middle School High School
Bluewater Elementary School Lewis or Ruckel Middle School Niceville High School
Price History
7/6/2026 Listed $665,000

General Features

Utilities Electric,Gas - Natural,Public Water
Zoning Resid Single Family
Property Subtype Detached Single Family
Community Features Pickle Ball,Boat Launch,Dock,Fishing,Marina,Pets Allowed,Tennis,Waterfront
County Okaloosa
Property Type Residential
Subdivision Name BLUEWATER BAY VILLAGE 1A
Status Active
Buyer Financing Conventional,FHA,VA
Directions Hwy 20 east to Bay Drive entrance of Bluewater Bay, turn right and continue to Bermuda, 2nd right, home is on your left.
High School Niceville
City Niceville
MLS Area 13 - Niceville
Lot Size Units Acres
Lot Size Square Feet 16988.4
Elementary School Bluewater
Middle/Junior High School Lewis or Ruckel
MLS Area Minor 1308 - Bluewater Bay
Standard Status Active
Sewer Public Sewer
View Lake
Waterfront Features Lake
Heating Natural Gas
Cooling Wall/Window Unit(s),Ceiling Fans,Central Air
Garage Spaces 2
Patio/Porch Features Patio Open
Architectural Style Craftsman Style
Construction Materials Brick,Trim Wood
Year Built 1987
Stories Count 1
Tax Year 2025
New Construction false
Attached Garage false
Total Rooms 6
Carport Y/N false
Property Condition Renovated,Construction Complete
Pool Features Pool Type

Interior Features

Total Baths 3
Interior Amenities Lighting Recessed,Pantry,Pull Down Stairs,Wallpaper,Washer/Dryer Hookup,Woodwork Painted,Woodwork Stained
Flooring Floor Hardwood,Floor Tile
Air Conditioning Y/N true
Heating Y/N true
Window Features Window Treatment All

Exterior Features

Lot Features Covenants,Easements,Survey Available,Within 1/2 Mile to Water
Lot Size Area 0.39
Lot Dimensions 75 x 196
Lot Size Acres 0.39
Road Surface Type Paved
Road Frontage Type County Road
Waterfront Y/N true
Exterior Amenities Rain Gutter,Lawn Pump
Foundation Details Slab
Building Area Total 2145
Parking Features Garage
Total Parking 6

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 32578

Price
AVG $690K
$670K
Taxes
AVG $3,497
$4,259
Year Built
AVG 2003
1987

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